Columbus, Ohio. Personal injury, car accident attorney David A. Bressman has helped thousands of injury victims over the past 19 years. Unfortunately, there are many he could not help because they simply did not have the right insurance.
Some statistics indicate that nearly 1/4 of all Ohio drivers do not have insurance. What happens to you if you, or a loved one, are injured through no fault of your own but the at-fault driver does not have any, or adequate, insurance? The answer is that we have to look at YOUR auto insurance policy to see if you have adequate coverage.
If you are injured, the other has no insurance and you do not have insurance...then what? Then consider bankruptcy. The other party will have to be sued, a judgment obtained and then collected upon. Good luck with that! The doctors and hospitals are not going to forgive your bills just because neither you nor the at-fault party lack insurance. Thus, you are stuck with the property damage, the medical bills and being injured to boot. All because there was no insurance to cover the crash.
Tip #1: If you have been putting off getting car insurance, do it...NOW.
Tip #2: In most instances, liability only coverage is stupid but if it is the best you can do for now, then at least get that.
Tip #3: Get full coverage, it's actually pretty cheap and well worth it when the inevitable car crash happens. Get a bunch of quotes, they are available online and from independent agents. If you are a client of mine, I'll review the quotes with you, free of charge, and make suggestions on what is, and is not, appropriate. If you are not a client, I'll still do the review but you'll have to pay me for my time.
Tip #4: Get uninsured/underinsured coverage. It used to be that this coverage HAD to be offered as part of your full coverage but now it does not. If you can, get this coverage, it provides you with a security blanket should you be hit by a driver who has no insurance or who has low limits insurance.
MORE TIPS TO COME......................
Showing posts with label auto. Show all posts
Showing posts with label auto. Show all posts
Tuesday, December 8, 2009
Thursday, June 4, 2009
Ways to Avoid A Car Wreck # 7
Columbus, Ohio. According to personal injury attorney, David A. Bressman, nearly 40,000 people die each year in car wrecks. Further, of the nearly 6 million car wrecks yearly, almost 50% involve an injury. The best way to avoid injury is drive safely and prudently. This, of course, is obvious but too few "experts" give any meaning to driving safely and prudently. The following series is designed to give you some practical pointers on HOW to do this.
#7: Drive with one hand between 8 o'clock and 9 o'clock and the other between 3 o'clock and 4 o'clock on the wheel. The traditional 10 and 2 o'clock positions can cause arm fatigue, especially on long drives, leading to less-than-optimal driver reaction time in emergencies. The traditional position also increases the odds that one of your arms will hit you in the face if your air bag deploys causing lost teeth or a broken jaw.
#7: Drive with one hand between 8 o'clock and 9 o'clock and the other between 3 o'clock and 4 o'clock on the wheel. The traditional 10 and 2 o'clock positions can cause arm fatigue, especially on long drives, leading to less-than-optimal driver reaction time in emergencies. The traditional position also increases the odds that one of your arms will hit you in the face if your air bag deploys causing lost teeth or a broken jaw.
Monday, April 27, 2009
Ways to Avoid A Car Wreck # 5
Columbus, Ohio. According to personal injury attorney, David A. Bressman, nearly 40,000 people die each year in car wrecks. Further, of the nearly 6 million car wrecks yearly, almost 50% involve an injury. The best way to avoid injury is drive safely and prudently. This, of course, is obvious but too few "experts" give any meaning to driving safely and prudently. The following series is designed to give you some practical pointers on HOW to do this.
#5: Look through the car ahead of you. Most drivers focus on the back of the vehicle in from of them when they are on crowded roads. If that driver brakes or swerves suddenly, you might have little time to react. It is better to look through the rear window and front windshield of the car you are trailing to keep an eye on the vehicle ahead of it (assuming that tinted windows or some other elements of the vehicle's design do not block your view). This will provide more warning if there is a problem on the road ahead.
#5: Look through the car ahead of you. Most drivers focus on the back of the vehicle in from of them when they are on crowded roads. If that driver brakes or swerves suddenly, you might have little time to react. It is better to look through the rear window and front windshield of the car you are trailing to keep an eye on the vehicle ahead of it (assuming that tinted windows or some other elements of the vehicle's design do not block your view). This will provide more warning if there is a problem on the road ahead.
Monday, April 20, 2009
Ways to Avoid A Car Wreck # 4
Columbus, Ohio. According to personal injury attorney, David A. Bressman, nearly 40,000 people die each year in car wrecks. Further, of the nearly 6 million car wrecks yearly, almost 50% involve an injury. The best way to avoid injury is drive safely and prudently. This, of course, is obvious but too few "experts" give any meaning to driving safely and prudently. The following series is designed to give you some practical pointers on HOW to do this.
#4: Keep headlights on, even during the day, if you don't have daytime running lights. This increases the odds that other drivers will see you.
#4: Keep headlights on, even during the day, if you don't have daytime running lights. This increases the odds that other drivers will see you.
Thursday, April 9, 2009
Ways to Avoid A Car Wreck # 3
Columbus, Ohio. According to personal injury attorney, David A. Bressman, nearly 40,000 people die each year in car wrecks. Further, of the nearly 6 million car wrecks yearly, almost 50% involve an injury. The best way to avoid injury is drive safely and prudently. This, of course, is obvious but too few "experts" give any meaning to driving safely and prudently. The following series is designed to give you some practical pointers on HOW to do this.
#3: Brake and accelerate in a straight line on wet roads. When roads are wet or icy, try to complete your braking before you enter a turn and begin accelerating only after you have come out of it. This reduces the odds of a skid.
#3: Brake and accelerate in a straight line on wet roads. When roads are wet or icy, try to complete your braking before you enter a turn and begin accelerating only after you have come out of it. This reduces the odds of a skid.
Wednesday, April 1, 2009
Ways to Avoid A Car Wreck # 2
Columbus, Ohio. According to personal injury attorney, David A. Bressman, nearly 40,000 people die each year in car wrecks. Further, of the nearly 6 million car wrecks yearly, almost 50% involve an injury. The best way to avoid injury is drive safely and prudently. This, of course, is obvious but too few "experts" give any meaning to driving safely and prudently. The following series is designed to give you some practical pointers on HOW to do this.
#2: Choose routes with intersections that have left-turn green arrows particularly if you are over age 70 or live in a region with lots of older drivers. Turning left in front of oncoming vehicles at an intersection is a common driving mistake among those over 70 because age often impairs our ability to judge the speed of approaching traffic. Such collisions are much less common where traffic lights have green arrows that let drivers know when to turn.
#2: Choose routes with intersections that have left-turn green arrows particularly if you are over age 70 or live in a region with lots of older drivers. Turning left in front of oncoming vehicles at an intersection is a common driving mistake among those over 70 because age often impairs our ability to judge the speed of approaching traffic. Such collisions are much less common where traffic lights have green arrows that let drivers know when to turn.
Monday, March 16, 2009
Ways to Avoid A Car Wreck #1
Columbus, Ohio. According to personal injury attorney, David A. Bressman, nearly 40,000 people die each year in car wrecks. Further, of the nearly 6 million car wrecks yearly, almost 50% involve an injury. The best way to avoid injury is drive safely and prudently. This, of course, is obvious but too few "experts" give any meaning to driving safely and prudently. The following series is designed to give you some practical pointers on HOW to do this.
#1: Plan well. Stay off the roads between midnight and 3 a.m. on Saturday and Sunday mornings. Drunk-driving collisions are most common during these hours. The safest time to drive on weekend nights is between 9 p.m. and midnight when most heavy drinkers are still at bars and parties. Most weekday crashes occur during the morning and evening rush hours, but these tend to be less severe crashes, not the frequently fatal smashups caused by drunk drivers. If you are planning a weekend event, make sure your guests leave before the above times to ensure safest travel. As well, if you are at a party, or have a loved one at a party, do your best to set a safe time to leave [and, of course, if you have imbibed of the alcoholic beverages, don't be stupid, have someone else, a sober someone else, drive you home or be prepared to stay the night].
#1: Plan well. Stay off the roads between midnight and 3 a.m. on Saturday and Sunday mornings. Drunk-driving collisions are most common during these hours. The safest time to drive on weekend nights is between 9 p.m. and midnight when most heavy drinkers are still at bars and parties. Most weekday crashes occur during the morning and evening rush hours, but these tend to be less severe crashes, not the frequently fatal smashups caused by drunk drivers. If you are planning a weekend event, make sure your guests leave before the above times to ensure safest travel. As well, if you are at a party, or have a loved one at a party, do your best to set a safe time to leave [and, of course, if you have imbibed of the alcoholic beverages, don't be stupid, have someone else, a sober someone else, drive you home or be prepared to stay the night].
Saturday, November 1, 2008
Daylight Saving Time Switch & Increased Number Of Pedestrian Collisions & Car Accidents
The staff at the BressmanLaw reminds you to set your clocks back 1 hour this weekend. Please use extreme caution as you adjust to the time change and earlier darkness. When the clocks move back, pedestrian collisions, crosswalk accidents and personal injury cases involving motor vehicles are more likely.
According to a CNN report, pedestrians walking at dusk are three times more likely to be struck by a car than before the clocks are moved back.
The highest risk for pedestrians occurs around 6 p.m. during November. This risk decreases each month until May [when the spring time change and longer days cause accidents to drop dramatically]. Reports show that it is not the actual dark that causes these pedestrian car accidents, it is the drivers' adjustments to the earlier darkness.
Drivers: Be on the lookout for pedestrians as you drive at dusk and after dark.
Pedestrians: Take extra care to make sure that drivers can see you.
Be safe!
Sincerely,
The Staff of BressmanLaw
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